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  Booking Terms and Conditions -
  If the rental agreement is something you like to consider before you book your rental, check out our pages for supplier terms and conditions. We have compiled the rental rules for each car hire company and added them in here, so you don't have to make lots of phone calls before you decide to book your car.

We have pricing for excess reduction (though not the actual contracts), so you can be fully aware of what you're in for, should you decide to sign up for the optional insurance.

Insurance can play a big part in helping you decide which car rental company you want to book with, and most times you’ll need to know how much insurance will cost before you place your booking. This is understandable since sometimes the cost for the insurance is almost as much as the car itself!

If you’ve ever tried to figure out your quote inclusive of the Excess Reduction Insurance (ER), you’ll know this is a hard task. Suppliers generally won’t include this in quotes and it’s quite difficult to get pricing for most rentals. The reason they won’t quote for the insurance as it’s something you have to sign up for on the day. They like to talk you through your options first and let you read their contracts before you add it onto your quote.

While this is fair, it’s sometimes annoying if you need to know beforehand how much your rental will add up to. Below we’ve concocted a table of all suppliers and their fees per day for the ER, so you don't have to call every company in order to get a straight answer. While we can’t supply copies of each contract, at least you can factor in the correct amount for your rental.


Per Day Fee / $20(excl. fees and taxes)
Current liability / $2750
Liability after Excess Reduction / $385

Varies by age of renter, location, type of vehicle and rate. Note: ER does not cover certain loss or damage and cannot be waived in full. Subject to the Avis Terms and Conditions.


Per Day Fee / $22 (excl. fees and taxes)
Current Liability / $2750 AUD
Liability after Excess Reduction / $330*

Note: Applies to cars (excluding 4WD or specialty ) and people-movers with drivers 25+ years of age, remote or country locations

*Your liability is limited to the actual repair or replacement cost of the damaged item, normally for passenger vehicles this is substantially less than $250.


Per Day Fee / $23, or $28, or $34 (excl. fees and taxes)
Current Liability / NZ$3300
Liability after Excess Reduction / $400, or $275, or $0


Per Day Fee /$25 (excl. fees and taxes)
Current liability / Varies
Liability after Excess Reduction / $385

National Car Rentals/Europcar

Per Day Fee /

Total Protection Package (TPP) $24, includes LDW and WHT
Loss Damage Reduction/Waiver (LDW) $20.80
Windscreen, Headlights and Tyres (WHT) $7.60, Excess of nil

Liability after Excess Reduction / $330

Ford Fairlane and Toyota Tarago liability is $550 with excess reduction, WHT has no charge.

Above prices are in NZ Dollars